Applying for a student room loan
A step-by-step plan for students who want to apply for a loan for their student room
What is a kot loan?
A kot loan is a loan you can apply for from a college to pay for the rent of your student room. A kot loan is intended for students who have financial difficulties or who cannot rely on their parents or other family members. A kot loan is interest-free and must be repaid within a certain period of time.
Who is eligible for a student loan?
To qualify for a kot loan, you must meet the following conditions:
You are enrolled as a student at a college in Flanders.
You have a rental contract for a student room for at least one academic year.
You have proof of your financial situation, such as a pay slip, a certificate of living wage, a certificate of study allowance, or a declaration of honour.
You have no other debts or loans outstanding.
You have a positive study recommendation from your college.
How do you apply for a student loan?
To apply for a kot loan, you need to follow the following steps:
Contact your college's social services department. They will inform you about the possibilities and conditions of a kot loan.
Fill in the application form you get from social services. You need to fill in your personal details, study details, rental details and financial details on this.
Add the necessary supporting documents to your application form, such as a
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